Are you dreaming of a White Christmas? How about crafting a Christmas Savings Plan to embrace the season of giving, spending time with family, and creating precious moments this holiday season without feeling like you are busting the budget.   Yep, it is possible to be joyful this season of giving? Are you ready to…

Are you ready to pay off those student loans? You might be wondering  how long it takes to pay off 100K in student loans.  The average length to pay student loans is between 10-15 years. The most rewarding moment was the day I paid off my final student loan after 11 years after graduation. I thought it would take a …

When you think about bringing up money discussions with your spouse, what is your first thought? Write that down. My hope for you, after reading this article, is that you have a few tools to not only speak to your spouse about money with confidence but also offer yourself grace for how you choose to invest your mone…

What Is a Debt-Free Routine? Definition: A Debt-Free Routine is a set of daily, weekly, and monthly habits designed to help individuals and families take control of their finances, avoid unnecessary debt, and build a secure financial future. It includes mindful spending, consistent budgeting, strategic saving, and dis…